John Deere Financial SmartLine™

Unlock your potential with John Deere Financial SmartLine™ Credit Facility. SmartLine™ offers a financing solution for parts, service, precision technology and machine updates through the Ripon Group. Gain the financial flexibility for a successful season and invest in what you need - when you need it.

0% Finance on ALL Parts & Service with John Deere Financial Smartline™

Limited Time Offer! Exclusive to the Ripon Group.

0% For 3 Months* Deferred payments for 3 months @ 0% APR.

1.49% For 6 Months* Pay across 6 months / 6 instalments @ 1.49% APR

5.7% For 12 Months* Pay across 12 months / 12 instalments @ 5.7% APR

Offer valid until 28^th February 2026.

_{*This offer is only available to customers eligible for John Deere Financial SmartLine revolving credit facility product. The John Deere Financial SmartLine}_{is available for business users in the UK only. Ripon Farm Services Ltd / John Deere Financial reservces the right to withdraw this offer at any time. Financing subject to status and credit approval. Terms and conditions apply.}

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John Deere Financial SmartLine™

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What can it be used for?
- John Deere and non-John Deere parts, accessories and components.
- Repairs and services.
- John Deere Precision Technology
How much does it cost?
- No cost for you to open or own the SmartLine™ Facility
- No charges for unused Facility Limits
- No monthly or annual service fees
- Enjoy 30 days of interest-free financing on eligilbe purchases
(The facility also offers longer-term financing options upto 12months with competitive interest rates. Contact your local branch for more information).
Can I repay earlier?

You can repay the full amount of any borrowing, including accured interest, at any time without additional fees or penalties. This provides flexibility to finance your purchases on longer terms and decide later if you want to repay early.
Can you show an example?

Your local Service department conducts the winter inspection of your 6R tractor. Since you haven't sold your harvest yet, you use your SmartLine™ Credit Facility to finance the purchase over 12 months. After 4 months, you sell the harvest and repay the borrowed amount without fees or penalties, covering only the prinicipal and interest for those 4 months. You can now plan for a successful planting season and use your SmartLine™ Credit Facility again.
Is it easy to access my information/balance?
Once your SmartLine™ Credit Facility is set up, enjoy a wealth of information available anytime in your Customer Self-Service portal. You'll be able to:
- View your monthly SmartLine™ Statement
- View the total amount of your SmartLine™ credit available, used amount, any upcoming repayments and due dates
- Initiate early repayment of outstanding balances
- Review previous purchases and their invoices
How do I sign up?

Fast, Easy and Flexible

Submit your documents to John Deere Financial for a credit check. After approval, you'll receive an email to finalise your application and digitally sign your agreement.

After activation, contact us to select your products or services and use your SmartLine Facility for your purchase.

You will receive an email and SMS link to choose your financing terms and authorise payment.

Get started today

Apply for SmartLine™ today

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Flexible Credit Facility

Introducing SmartLine™