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Spread the cost of repairs, servicing and parts - when it suits you and your business.
SmartLine™ gives you the flexibility to keep machines running, manage costs across the season and move quickly when it matters most.
Many Ripon Group customers are now using SmartLine as the way they manage parts, servicing and repairs. It's not about taking on finance - it's about having the option to spread costs when needed, so you can keep your operation moving without delay.
Key Benefits:
When customers typically use SmartLine:
How It Works:
That's it - no change to how you already work with the Ripon Group.
For example: A £4,000 repair during harvest. Pay upfront as normal, OR use SmartLine and spread the cost. Same repair, more flexibility.
Visit the SmartLine website or use the dropdown buttons below to answer some of the FAQs.
(The facility also offers longer-term financing options upto 12months with competitive interest rates. Contact your local branch for more information).
You can repay the full amount of any borrowing, including accured interest, at any time without additional fees or penalties. This provides flexibility to finance your purchases on longer terms and decide later if you want to repay early.
Your local Service department conducts the winter inspection of your 6R tractor. Since you haven't sold your harvest yet, you use your SmartLine™ Credit Facility to finance the purchase over 12 months. After 4 months, you sell the harvest and repay the borrowed amount without fees or penalties, covering only the prinicipal and interest for those 4 months. You can now plan for a successful planting season and use your SmartLine™ Credit Facility again.
Once your SmartLine™ Credit Facility is set up, enjoy a wealth of information available anytime in your Customer Self-Service portal. You'll be able to:
Fast, Easy and Flexible
Submit your documents to John Deere Financial for a credit check. After approval, you'll receive an email to finalise your application and digitally sign your agreement.
After activation, contact us to select your products or services and use your SmartLine Facility for your purchase.
You will receive an email and SMS link to choose your financing terms and authorise payment.
Once it's set up, you can use it whenever suits your business.